34 Million Seniors in Medicare Advantage Plans Face Rude Awakening

[doc03]

18. We were duped into Medicare Advantage by our union. That was 14 years ago.

The steel mill I had worked in had shut down and I didn't know what a rip-off MA was at the time.
They offered us this MA plan that our leaders said was great and we had to sign up for it then
and if we didn't, we couldn't get back on. Several years ago I talked to an insurance person about going on a
supplement plan but found that my premiums would be about 150% of what I pay now plus because I
would also have to get Medicare Part D for drugs I would have to pay about double for getting on it at my age.
I don't know if our union leaders didn't know what a rip-off it was at the time, or they were paid to sign us up.
If your doctor refers you to a specialist, you have to go to a web site and check if they are in the network or not. Under
Medicare you pay 20% but MA is 10% so if they aren't in network you pay 20% so MA is no advantage. They have made the
supplement alphabet plans so confusing people like myself out of frustration just end up falling for the MA.