Welcome to DU! The truly grassroots left-of-center political community where regular people, not algorithms, drive the discussions and set the standards. Join the community: Create a free account Support DU (and get rid of ads!): Become a Star Member Latest Breaking News Editorials & Other Articles General Discussion The DU Lounge All Forums Issue Forums Culture Forums Alliance Forums Region Forums Support Forums Help & Search

Seniors

In reply to the discussion: Social Security problem [View all]

PoindexterOglethorpe

(27,074 posts)
13. It should be pretty straightforward.
Sat Jun 8, 2019, 10:31 PM
Jun 2019

It's possible you misunderstand exactly what you are entitled to. Now that you are a widow (and I am sorry for your loss, it's never easy) you are entitled to 100% of what your husband's SS amount was. I'm guessing that's more than what you were collecting on your own.

As others have suggested, make an appointment with your local Social Security office.

And Medicare deductions are likewise straightforward. I'm forgetting what it currently is, but it's not a variable amount.

Speaking about my own personal experience with Social Security, I'm a divorced spouse. When I turned 66, my full retirement age, in 2014, I was able to collect 50% of what would be his SS when he turned 66, his full retirement age. He's four years younger, so the numbers actually work out quite nicely. Anyway, I collected that amount for the next four years, until I turned 70. A few months before my birthday I got a letter from Social Security telling me that I need to start collecting on my own, as it would be more money than the spousal amount. Which I already knew. Here's the crucial part. I needed to go in person to the local Social Security office to make the change. I'd been able to do the original claim, the one against his account, over the phone. Not the new one. I had to go in person. Which I did. It was straightforward, the change was made, and I started collecting about $500/month more on my own account.

If my ex dies, I will become one of his widows. He's currently married to someone else, so she'd be a widow also. Depending on exactly how long he lives, and I certainly hope he makes it to age 70, I would then collect at least another $500/month, raising my SS payment quite nicely. Alas for me, his family is quite long lived, typically well into their 90s. Since I'm four years older than he is, my chance of outliving him isn't all that great.

Recommendations

0 members have recommended this reply (displayed in chronological order):

Social Security problem [View all] marybourg Jun 2019 OP
Fortunately I haven't. Good your congressperson's involved, elleng Jun 2019 #1
Not quite ready for that. marybourg Jun 2019 #2
A quick google search suggest to me there are LOTS of these, elleng Jun 2019 #3
Lots of lawyers? Or lots of people having problems? marybourg Jun 2019 #4
Lawyers, suggesting lots of people having problems. elleng Jun 2019 #5
Yeah, but from what I see, they do ss disability hearings, which is a whole different system. marybourg Jun 2019 #6
Is there SS office close by? question everything Jun 2019 #7
Yes, I was there months ago and they filed an marybourg Jun 2019 #9
Go again. Ask them to follow question everything Jun 2019 #10
Well, there already seem to be two groups marybourg Jun 2019 #12
If you get a letter from ss saying they overpaid you in a delisen Jun 2019 #8
I don't want them to exempt me from re-payment marybourg Jun 2019 #11
It should be pretty straightforward. PoindexterOglethorpe Jun 2019 #13
Yes, it's supposed to be so straightforward that on their website marybourg Jun 2019 #14
I'm a bit puzzled that you don't seem to know exactly how much you should be getting. PoindexterOglethorpe Jun 2019 #15
I know exactly how much I should be getting- marybourg Jun 2019 #16
I apologize for my poor reading skills. PoindexterOglethorpe Jun 2019 #17
Thank you . Problem finally corrected. After nearly 4 months. marybourg Jun 2019 #19
Problem corrected. marybourg Jun 2019 #18
Hooray! Hooray! PoindexterOglethorpe Jun 2019 #20
Latest Discussions»Support Forums»Seniors»Social Security problem»Reply #13