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DIY & Home Improvement

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steve2470

(37,468 posts)
Fri Sep 15, 2017, 08:40 AM Sep 2017

Minor hurricane damage to panels over enclosed balcony [View all]

Thank you in advance for your help. I don't have the precise terminology for the damage, but I'll do my best.

My balcony is covered, and part of the "ceiling" covering appears to be long metal panels with a repeating pattern of small holes in it. Two of them, somehow, appear to have been torn down from their mooring and now hang at an angle over the balcony. The insulation from the attic also came down.

Oddly enough, the screens and rails of my balcony are untouched. Weird.

Of course I want to fix this, and I definitely don't have the knowledge or skills to do this. I'm also not sure I should report such minor damage to my homeowner's insurance company. Would they raise my rates if I reported it ?

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