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exboyfil

(18,058 posts)
2. Have about 30% in my portfolio in TIPS (Treasury Inflation Protected Securities)
Sun May 22, 2022, 03:51 PM
May 2022

That I bought years ago in the form of a ladder. At the time they were trading at a lower price than standard bonds. There was an insane buying opportunity in 2020 that I missed out of because I was scared (dummy). They aren't entirely risk free, but they give quite a bit more comfort than regular bonds, equities or gold. Don't expect to get overall equities return, but don't expect to see a 30% drop about the time you need to start cashing out either.


You can buy TIPS through your IRA (secondary market). I use Fidelity. Never used Treasury Direct. I wonder if there was some sort of market inefficiency going on benefitting those who used Treasury Direct (sounds like it at 9.62%).

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