'Most of Us Will Never Benefit From the Affirmative Action of Generational Wealth.'

[MichMan]

3. The only way to prevent "giving someone something they didn't deserve" is an Inheritance tax of 100%

But for this story, giving someone something they didn’t deserve works just fine.

Generational wealth is the passing down of assets from one generation to the next. It’s like beginning a game of Monopoly and already owning Boardwalk and Park Place, while others go directly to jail without passing Go and not collecting $200.

The OP makes no distinction between someone leaving a modest savings account or home to their children vs. a uber wealthy family dynasty. Only that passing along assets from one generation to the next is bad.