Beware of Shifting Options Within Medicare Plans.

[elleng]

X-post from Health

http://www.democraticunderground.com/114213719

[left-of-center2012]

1. That was interesting

Yet a bit confusing for my addled brain. I'll need reread it.

I switched this past January from United Healthcare plan F to Blue Cross Medicare Advantage.
My UH premium was $127 a month ($1,524 annually) and due to go up, and the BC has no monthly premium.
However the colonoscopy I had two years ago was paid for by UH, and will now cost me $300. My choice of doctors under BC is extremely limited.

Yet, at 68 and on Social Security I need to pinch pennies.

Thanks for posting the article.

[SheilaT]

2. Yep. Every single year they have open enrollment

so you can switch policies if you like.

The advantage plan that I'm using is raising certain things, but they are not very likely to affect me, so I'm staying with what I've got.