Some resources to help guard against fraud.

[usonian]

I got a message claiming to be from Chase. It was obviously phishing, and I reported it. Trouble is, reporting addresses vary. Mostly it's abuse@(your company), but after a bounce, I sent the info to [e-mail]

Found some good info there.

How to spot fraud and scams
https://www.chase.com/digital/resources/privacy-security/security/how-to-spot-scams

One of the latest is (you guessed it) AI generated fraud.

Scammers use AI to clone voices impersonating people. One of the scams using AI is where they clone voices of loved ones, then call using that voice, pretending to be desperate for money to get out of trouble or danger. It's very convincing.

Lots of others. Regarding checks, always drop off mail INSIDE a post office.

How to report fraud
https://www.chase.com/digital/resources/privacy-security/security/report-fraud

This includes a lot of outside links which can be helpful, especially for seniors.

This is not a plug for Chase. Auto loan is paid off! Bye.

[Backseat Driver]

1. Thanks for the tips...

I got scammed per a "too good to be true" site and contacted my bank's fraud dept. (not Chase). Guess what, they only reassured me that they'd investigate, so have no worries. I got a temporary hold on the invoice charges while they did that "investigation" After investigation was concluded in which the scammer assured the bank they were in the process of refunding, my bank told me they were putting those charges through...I knew I'd never see the merchandise or my funds again! Wasn't out much, but there were reports all over in my search engine about this outfit...if only I'd looked prior to placing an order for those cheap sandals and duck boots. Lotta good reporting it to the bank fraud dept was! At the very least, they'd received personal information...so change passwords and all that anti-tracking stuff...

[OMGWTF]

2. Some POS scammers got nearly $20K from me.

It was an elaborate ruse that took place over 15 months. Working with Bank of America to recover some of the money. Rat bastards. I will never trust anyone on line again. I’m going to be fine financially but I’m devastated emotionally and embarrassed AF.

[multigraincracker]

3. Back in 2008 I got a call from a

person from Chase trying to get me to sign up for a credit card.
I had never requested one one. The guy did not have an accent. But, I accused him of being a foreign scammer. He said he was an American calling from Colorado. I told him I didn’t believe it. To prove he was an American I asked him who plays third base for the Yanks and he couldn’t, so I said that proved to me wasn’t an American, goodbye. .

[PoindexterOglethorpe]

5. I have no idea who plays third base for

the Yankees, and I've lived here my entire life, all 75 years. Heck, I couldn't tell you who plays third base for any baseball team. Not to mention, someone in Colorado probably won't know the Yankee players.

So while the call was undoubtedly a scam of some kind, your question won't definitively prove citizenship.

[multigraincracker]

7. I didn't know either.

When they call me, they get what they get. I get a laugh.

[ShazzieB]

9. I have no idea who plays third base for any team.

Or any other position for that matter. The only MLB team I've ever even semi followed was the Chicago Cubs, and that was a looooong time ago. I haven't followed any kind of sports ball in years.

I hope I don't ever have to pass a test like that to prove I'm American. I would flunk SO hard!

[usonian]

6. Ask them who plays any damn position for the SF Giants.

NOBODY KNOWS!!

I guess the one position that's set is CF, with the signing of a top rate guy from Korea. Please don't ask me his name!!

But these days, you can do what WWII soldiers did. Ask a suspicious person who the President of the United States is. Roughly a third of Americans will give the wrong answer.

Then tell them to stick it up their ass.

[LiberalFighter]

4. I'm not friendly when I get scam calls.

About 99.9999999999% of the calls I received are mainly senior crap. I don't respond the way they want when they ask if I can hear them. Instead I tell them they are being recorded. Then that they are violating federal law. If they persist I make suggestions about sexual toys.

I have also told them no when they ask if I have Medicare Part A and B. Or tell them I am 38 years old.

[No Vested Interest]

8. Since Dec. 26 I've had several instances of charges being placed against my bank account

from Paypal. I've never had an account with Paypal. Notified Paypal, but also notified my bank, which was able to reverse the Paypal charges and return the money to my checking account.
However, my checking account, which automatically pays many of my recurring bills as well as receives my pension and SSA checks, had to be shut down, though the bank is working with me to pay some for which checks were outstanding, etc.
Paypal reported that the charges were in order, but my bank had stopped the charges by then. I don't believe Paypal investigated as they said they did. After another attempt this week to charge against my bank account I discover that Paypal is a part of Venmo, which I also have never used.
Obviously, these thieves are very sophisticated re their methods, way more than I could ever hope or wish to be. Bank accounts need to be checked daily, apparently. It all takes more time and energy than I wish to use in that direction, but, that time and energy are apparently necessary to protect oneself.