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question everything

(48,722 posts)
Sat Sep 14, 2019, 01:39 PM Sep 2019

Blue Cross denied Kelly Doran a scan during his recovery from lung cancer. So he switched his 250 em

Blue Cross denied Kelly Doran a scan during his recovery from lung cancer. So he switched his 250 employees to HealthPartners

After Blue Cross and Blue Shield of Minnesota denied prolific Twin Cities real estate developer Kelly Doran a routine scan ordered by his doctor, the lung-cancer survivor demanded a meeting with the health plan’s CEO. Doran, who until recently was CEO of Doran Cos., soon discovered he was far from the only employee at his firm to have a medical procedure denied by Blue Cross. Blue Cross sent a junior team of account executives to meet with the developer instead, Doran said. The meeting proved unfruitful.

"The fact that doctor-prescribed procedures and tests were being denied was intolerable to me for our employees and their dependents," Doran said in an interview Wednesday. "We tried to fix it with Blue Cross and Blue Shield and they refused to change anything." Shortly after the meeting, Doran, who stepped down as CEO in May, switched his company’s 250 employees over to a HealthPartners plan. The switch cost the company an extra $70,000 a year, Doran said.

Doran’s experience seems to echo some of the concerns raised by the Minnesota Hospital Association in a 27-page letter made public Monday. The association, writing on behalf of the 141 hospital and health system members it represents, asked state officials to investigate Blue Cross for what it said was an illegal refusal to pay for essential health care procedures, among other issues. The MHA also said Blue Cross had imposed new rules governing prior authorization that have made it more difficult for patients to get coverage for a range of procedures.

Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization process. The MHA claims Evicore is designed to intentionally delay care for patients and enable Blue Cross to deny payment "for as many covered services as possible."

After being denied his scan, Doran found that a number of his firm’s employees — architects, lawyers, property managers, maintenance workers and others — were also denied coverage for routine procedures. Among the procedures denied by Blue Cross, according to Doran, were a mammogram, an MRI for a Doran employee’s spouse who suffers from multiple sclerosis, and a sleep study for an employee whose doctor suspected sleep apnea. In each of the cases, the procedures were ordered by the employees’ doctors, Doran said.

Blue Cross, in response to the MHA's allegations, said the rising costs of health care have compelled the insurer to change its policies, which it says are legal.

https://www.bizjournals.com/twincities/news/2019/07/17/blue-cross-denied-kelly-doran-a-scan-during-his.html


19 replies = new reply since forum marked as read
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Blue Cross denied Kelly Doran a scan during his recovery from lung cancer. So he switched his 250 em (Original Post) question everything Sep 2019 OP
Just because it might be "legal" leftieNanner Sep 2019 #1
Those The Bopper Sep 2019 #6
"More gold" is what it's all about! Grokenstein Sep 2019 #14
k&r Demovictory9 Sep 2019 #2
they profit by denying people medical care Skittles Sep 2019 #3
The interesting thing is Blue Cross/Blue Shield of Minnesota is not for profit dflprincess Sep 2019 #17
Good. The Doran company is huge here. They build damn near everything. The Velveteen Ocelot Sep 2019 #4
This happened to me three times this year FreeState Sep 2019 #5
We have Kaiser. It's the best medical coverage and services I've ever had my whole life. TeamPooka Sep 2019 #7
That'll be twenty dollars! SCVDem Sep 2019 #10
I would be truly be interested in the reason for denying a mammogram irisblue Sep 2019 #8
For profit health care, for profit prisons.. humanity impossible mountain grammy Sep 2019 #9
And the blue is supposed to be non-profit. question everything Sep 2019 #16
"prior-authorization process" mountain grammy Sep 2019 #19
"Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization pangaia Sep 2019 #11
Thank goodness Leith Sep 2019 #12
BCBS is a scam organisation JPK Sep 2019 #13
The company has been doing that crap for + 20 years, that I know of. n/t dixiegrrrrl Sep 2019 #15
Let's all remember this story when we hear someone say they don't want the gub'mint telling their dflprincess Sep 2019 #18

leftieNanner

(15,673 posts)
1. Just because it might be "legal"
Sat Sep 14, 2019, 01:52 PM
Sep 2019

Doesn't mean it's right.

These vultures are going to drive themselves out of business, ultimately. There are some limits to procedures that are approved by Medicare, but they don't have a profit motive in this. And they don't deny medically necessary doctors' orders.

The Bopper

(252 posts)
6. Those
Sat Sep 14, 2019, 03:47 PM
Sep 2019

Those who have the gold make the rules. Don’t you know that. Oh and by the way, they ALWAYS want more gold.

Grokenstein

(5,821 posts)
14. "More gold" is what it's all about!
Sat Sep 14, 2019, 05:00 PM
Sep 2019

Of all the things to enjoy about Pixar's The Incredibles, I love Gilbert Huph--the CEO of Insuricare--the most. He thinks he's the one being put upon because he has to teach Bob that insurance isn't about helping people, it's about exploiting them to the grave while pretending to give a damn. But he has to explain this while carefully tiptoeing around legal pitfalls which is just, like, so unfair to him (/sarcasm). It's the most realistic thing you'll ever see in any superhero fantasy.

But because it's fantasy, Bob finally grabs him by his pencil neck and throws him through a wall. Several walls.

dflprincess

(28,452 posts)
17. The interesting thing is Blue Cross/Blue Shield of Minnesota is not for profit
Sat Sep 14, 2019, 08:25 PM
Sep 2019

I don't believe that is the case in every state.

It is subject to audits by the state Attorney General's office because of the not for profit status. Hopefully, the state will come down hard on them.

HealthPartners, who Doran switched to, is also not for profit and one of the BCBS' larger competitors in the area. My brother was covered by HealthPartners when he had lung cancer and there was never an issue with any of his claims being paid. Even the last ditch, really expensive, buy him just a little more time chemo he had near the end, that did give him some good quality time in his last couple months. (Full disclosure, since his death I have been working there, but one of the reasons i was OK with it is because of the way they handled his case.)

FreeState

(10,688 posts)
5. This happened to me three times this year
Sat Sep 14, 2019, 03:47 PM
Sep 2019

Blue Cross/Anthem have denied me a routine cancer screening that is recommended by every expert and every doctor of mine. (I have a cancer syndrome).

irisblue

(34,172 posts)
8. I would be truly be interested in the reason for denying a mammogram
Sat Sep 14, 2019, 04:14 PM
Sep 2019

I read the article & saw no reason for a common, relatively inexpensive cost efficient proceedure.

question everything

(48,722 posts)
16. And the blue is supposed to be non-profit.
Sat Sep 14, 2019, 07:21 PM
Sep 2019

I had them for more than 10 years, in two states as an individual policy until I joined Medicare and was quite satisfied. But they obviously sold their soul - or whatever they had - to the devil. "Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization process."

pangaia

(24,324 posts)
11. "Blue Cross now uses an outside, for-profit company, Evicore, to manage its prior-authorization
Sat Sep 14, 2019, 04:31 PM
Sep 2019

process...":

Is this for ALL BC/BS throughout the country?

because my Excellus BC/BS in western NY is a non-profit.. and so far no refusals...

Leith

(7,854 posts)
12. Thank goodness
Sat Sep 14, 2019, 04:38 PM
Sep 2019

that a government bureaucrat didn't come between Mr. Doran and his doctor!

Isn't that the line that rethugs, cons, an health insurance execs always use?



JPK

(684 posts)
13. BCBS is a scam organisation
Sat Sep 14, 2019, 04:52 PM
Sep 2019

I am a videographer and about 20 years ago was doing a lot of corporate videos for BCBS here in the state where I live. All state BCBS's are independent but belong to the national umbrella organization. I never have figured out that one. I shot for them over the course of probably 4-5 years or so. The videos included a lot of upper management people so had to get the gear up to the executive suites for the setups. In order to get to the floor, in the elevator you had to have a key card and when you to exec floor and off the elevator, there was a second glass door with a security person behind it that would allow you entrance. Again with a key card. The offices had extremely nice, modern offices and cubicles all with nice wood accents unlike the usual ones in the call center areas. Modern art objects like paintings and vases, etc. were on table and walls. Color keyed carpeting with modern designs. The execs also had a private, enclosed executive dining area with white linen table cloths, napkins and silverware with meals served by the company that supplied the food for the regular employee dining area. Some of the really upper guys had a bathroom in their office with a shower as well. All very nicely appointed too. The company I worked for had BCBS as their health insurance carrier and it opened my eyes as to where a nice chunk of my monthly contribution to the plan went. The entire building complex was surrounded by fences with security patrols. All that and supposedly BCBS is a non profit company. They have staff doctors, nurses and lawyers to first decide whether or not to deny a claim and then have the lawyers to make sure there are no legal issues with the decision. If people knew how much their money was going to executive comfort and perks along with the plush offices they would be outraged. They really are crooks.

dflprincess

(28,452 posts)
18. Let's all remember this story when we hear someone say they don't want the gub'mint telling their
Sat Sep 14, 2019, 08:27 PM
Sep 2019

doctor how to treat them.

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